Property & Liability
Required documents pre-verified, so a simple claim never enters the manual queue.
Property and title registries + Contractor and assessor estimates
Where it breaks today
A claim carries a title deed, a police report and a repair estimate.
A claim carries a title deed, a police report and a repair estimate. Assembling the pack is manual, and one missing page holds the whole file.
Simple claims and complex ones share a queue. The straightforward ones inherit the delay of the hard ones.
Liability claims stall on paperwork long before anyone argues about the merits.
What AXK does
The document set required by the policy is known before the claim is filed. AXK checks the pack against that list and tells the claimant exactly what is missing.
Title, ownership and cover are verified against the registry and the policy record, not against a photocopy.
Claims that are complete, in force and inside the rules threshold are processed instantly. Everything else routes to a human with the gaps already listed.
What it reads from
- Property and title registries
- Police incident reports
- Contractor and assessor estimates
- Insurer policy and cover registers
- Mobile money and bank settlement rails
How it settles
The property owner or the contractor is paid over mobile money or bank transfer once the pack verifies.
The property owner or the contractor is paid over mobile money or bank transfer once the pack verifies. The audit log holds the document set the decision was made on.
The other lines
One engine, every line of insurance.
Building on property & liability claims?
Tell us what the claim looks like today and what evidence you already have. We'll tell you honestly whether AXK's rules engine is a fit.